Dynamic Technology. Powerful Collaboration.
Seamlessly porcess and manage checks across all critical channels: branch, teller, ATM/ITM, mobile, business and more
Industry-Leading Technology
TranzCapture® delivers a single, cohesive check management and deposit capture solution for credit unions, seamlessly integrating software and back-office processing into an end-to-end platform. This robust offering supports deposit capture across all critical channels – including branch, teller, ATM/ITM, mobile and business capture – and features integrations with leading cores, digital banking and technical provider platforms. Scalable to meet the needs of credit unions of every size, TranzCapture drives operational efficiency, enhanced security and exceptional member service all within one unified platform.
Trusted by nearly 1,700 credit unions, TranzCapture is the largest credit union deposit capture solution.
Strategic Advantages
TranzCapture delivers distinct strategic advantages tailored specifically for credit unions, combining modern check capture technology with scalable processing services. The platform is continuously enhanced based on user feedback, ensuring it evolves to meet the changing demands of check processing while helping credit unions improve efficiency, reduce operational complexity and support sustainable growth. Today, TranzCapture solutions support nearly 70% of all credit unions nationwide, including those leveraging our extended processing services, which reach well beyond our core software user base of 1,700 credit unions.
Explore Features and Benefits
When it comes to check capture and processing, a one-size-fits-all approach doesn't work. TranzCapture gives credit unions the flexibility to select from options that best fit their needs.
Deposit Services
Re-imagined deposit capture and processing services to meet today’s technology demands.
Share Draft Services
Experienced check processing backed by a long-standing tradition of white-glove support.
Fraud Prevention
A robust suite of features provides enhanced risk mitigation and early fraud detection.
Deposit Capture Features & Benefits
When it comes to deposit capture, it's not about a one-size-fits-all solution. TranzCapture is different. The suite of deposit services is stacked with intuitive, time-saving features and offers frontline fraud protection. Credit unions have flexibility to select deposit services with options that meet their needs.
- Internet-based platform with fast and easy deployment
- Single point of access for all deposit services through corporate credit union’s member portal
- Flexible deposit risk review settings
- Shared branching returns routed to proper credit union with Branch and Teller Capture
- Automated entry of dollar amounts (CAR/LAR technology)
- Check MICR data automatically accepted from scanner or OCR
- Real-time duplicate item detection across all deposit channels
- Presence of signature verification with Branch or Business Capture
- MICR correction performed for you
- Real-time and batch fraud protection services across all deposit channels
- No consolidation or file preparation required
- Self-service item/batch deletion of deposit items throughout the day
- Numerous query features to facilitate research
- Robust reporting
- Convenient, timely access to deposit return images
- Adjustment resolution and same-day viewing online
- Seven-year image archive online 24/7
- Interactive, web-based training
- Expert support team for implementation and ongoing assistance, available extended hours
- Foreign item image capture and archive
Check Processing Features & Benefits
Streamline your check processing operations, improve your back-office efficiencies, and create a more satisfying member experience with TranzCapture share draft processing.
- Internet-based single point of access
- Seven-year image archive online 24/7
- Member access to check images through a link in mobile banking, Internet banking and e-statements
- Direct handling of all adjustments
- Reject re-entry and repair of damaged share drafts before the credit union's posting file is transmitted